by Natasha Lair
Last updated: 10:05 AM ET, Fri October 17, 2025
Global Affairs Canada is reminding Canadians to plan ahead when managing money overseas and offering advice to help travellers avoid scams and financial trouble while abroad.
“Thinking ahead about how you’ll access, carry and spend money is an important part of safe travel,” the agency said in a recent advisory.
Watch for Scams
Officials warn that travellers should be cautious when booking accommodations or tours online.
Deals that appear “too good to be true” often are.
Ottawa advises sticking to reputable websites, double-checking contact details, and avoiding wire transfers or e-transfers to unfamiliar individuals. Travellers can find more information on preventing overseas fraud on the government’s website.
Bring Multiple Payment Options
Before leaving Canada, travellers are encouraged to review the Laws and culture section of the federal government’s Travel Advice and Advisories for their destination. The section provides details on local currency, banking practices, and whether international cards are accepted.
Once abroad, it’s best not to rely on a single payment method.
“Depending on your destination, credit cards may be widely accepted—or barely used,” Global Affairs said.
In some places, cash remains essential, even for large purchases.
Travellers are advised to carry a small amount of local currency and to use hotel safes when possible.
Stay Alert at ATMs and When Paying
The advisory also stresses vigilance when using ATMs and paying with cards. Travellers should use ATMs only in busy, well-lit areas such as banks or hotel lobbies, and be alert for signs of tampering that could indicate card skimming. Covering the keypad when entering a PIN and monitoring account statements during and after travel can help detect fraud early.
If unauthorized transactions occur, the Financial Consumer Agency of Canada offers step-by-step guidance on how to resolve the issue.
Know Where to Get Help
To prevent disruptions, Canadians should inform their bank and credit card providers of their travel plans in advance.
In case of lost wallets or blocked cards, assistance is available through the nearest Canadian embassy or consulate. “They can help you figure out your options and get emergency assistance if needed,” the agency noted.
More information on financial preparedness and assistance while travelling is available through Global Affairs Canada’s Travelling and money resource.
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